![]() Click on “Place, temporarily lift, or permanently remove a security freeze.”.You can also freeze your credit by mailing in a request or visiting a physical TransUnion branch. Visit the Equifax credit freeze page: Equifax Freeze Page.Freezing your credit with all three is recommended for comprehensive protection. These bureaus are Equifax, Experian, and TransUnion. You need to contact each of the three major credit bureaus individually to freeze your credit. Here’s how to initiate a freeze with each: Step 1: Gather Necessary Informationīefore you start the credit freeze process, gather essential information such as your Social Security number, date of birth, and other personal details. Equifax, Experian, and TransUnion – your credit protectors. While a credit freeze is an effective tool to protect against identity theft, it’s essential to plan ahead and temporarily lift the freeze when you need to authorize credit inquiries for legitimate purposes. Planning Ahead to Temporary Lift The Credit Freeze Additionally, you can temporarily lift or remove the freeze when you want to apply for new credit or services by using the PIN or password provided during the freeze process. ![]() It’s important to note that a credit freeze doesn’t impact your credit score, and it doesn’t prevent you from accessing your own credit reports. How Does a Credit Freeze Affect My Credit Score? You can continue to use your credit cards and loans as usual. Will a Credit Freeze Affect My Existing Accounts?Ī credit freeze doesn’t affect your existing credit accounts. With a credit freeze, you may not receive these prescreened offers.
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